Have you had your flu shot?
The Centers for Disease Control and Prevention recommends getting flu shots before the end of October. It takes about two weeks after your vaccination for the antibodies to develop in your body and provide protection against influenza virus infection. It is a good idea to get your shot early and not wait until you see the headlines discussing a flu outbreak. My wife and I try to get our shots soon after they are available each year to minimize the chance of getting sick if we are exposed to the flu.  I am impressed with how easy it is to get vaccinated now. Nearly all pharmacies can take care of this for you. We were in and out quickly and barely felt the shot. There was a little muscle soreness the next day but nothing serious. The vaccination will not guarantee you will not get the flu but it should be much milder if you do. Image result for photos of flu shots  
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Open Enrollment is Coming

October 15th to December 7th is open enrollment for Medicare changes. It is a good practice to take a look at your current situation to see if you should consider any changes. Have you received any Notice of Change letters about Medicare Advantage Plans (Part C) or Prescription Drug Plans (Part D)? Have your medications changed since you purchased your last Part D or Advantage Plan

These are all triggers for you to compare the plans available in your area now to see if there is a plan more appropriate for your current situation.

Any changes you make now will take effect on January 1st 2017. Be sure to review you Medicare and You booklet you will receive by mail or e-mail as it may alert you to changes that could impact your coverage or plan choices.

During open enrollment you will have options to:

  1. Switch back and forth between Original Medicare and a Medicare Advantage Plan
  2. Switch from one Medicare Advantage Plan to another
  3. Enroll in a Medicare Part D Drug Plan
  4. Switch from one Medicare Part D Drug Plan to another
  5. Drop your Medicare Part D Drug Plan (you may have switched to a Medicare Advantage Plan that includes drug coverage)
We invite you to contact us if you have any questions concerning open enrollment. We are here to be a resource for you.
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